Rus Horton

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Business: First Community Bank
1213 Lady St, Columbia, SC 29201, USA, South Carolina, United States

Home Purchase

Buying a home is a major — and very exciting — decision. We're here to help you throughout the process, and have competitive rates and flexible financing packages to fit any budget. To get started today, give us a call. Or, use our financial calculators to research your mortgage options and estimate monthly payments.


There's no better time to review your current mortgage than when rates are low or expected to drop. Refinancing your mortgage may be a really smart decision that will save you money, but be sure to discuss the considerations of refinancing with your mortgage banker.

If you financed your home using an adjustable rate mortgage (ARM), now may be the right time to lock in the security of a lower, fixed rate loan. Refinancing a higher-rate mortgage could save you thousands over the life of the loan.

Interested in paying off your mortgage ahead of schedule? You may be able to replace your current loan with a 15- or 20-year mortgage without increasing your monthly payment. This is a great strategy for those who'd like to retire mortgage-free.


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